I paid for my points for 10 years. Over $10, 000 dollars plus the maintance fees extra. It was finally paid off last year. I dealt with the high maintenance fee and tranfers of companies. When I signed up with the points the fixed week I did own was explained to me would be going back to peppertree for my points. Now this past summer they come up with trying to get me to take the adventure club. Nothing to benefit me, just more out of the pocket and same maintenance fees. My choices were to stay where I was with higher fees each year or go back to fixed week I gave up. My fixed week? I gave that up 10 years ago! Not, they said I was tied to it and if I wanted lower fees would have to give up my points and go back to my fixed week I gave up. What about all the money I paid in? I don't get nothing for that! They would give me a second fixed week in March with another maintenance fee. I said no to that. They are now sending me new contracts for that fixed week, I gave up 10 years ago. Why am I signing new contracts to except that week back if I own it anyway? By the way, they want me to pay a reversion fee $135.00, a maintenance fee $1200.00 and there assessment mess up this year of $321.00. When you do a yearly budget and you go over that budget, the company usually eats that cost. It's very poor management on there part to pass this cost onto us. It should come from there pockets and raises. To beat all things, in the fine print by signing this contract, you void any legal action againist THEM! I now have a lawyer checking into this. I would like any information that would be helpfull or what you have already done with maybe the same situations. Billy Earnest if you read this please send me a personal email, Thanks