I got into the Debt Resolution program with Persels & Associates in January 2009, shortly after my husband passed away. He was in a nursing home nearly 3 years and wiped out any money we had saved as I had to pay $1100 a month towards his care and now am owing the state of PA nearly $90, 000 in back monies towards his care. I feel that Persels was NOT entirely forthcoming with their information about taking money, lawyer fees and when they would start paying on my accounts. All along they told me they would take the money from my account, but that it would only be on month of fees for lawyers and at the point there was enough money in escrow, they would start paying my bills. Which I was told should be 8/2009. When I found out on 5/18/2009 that the lawyer fees would be paid for 18 months, totalling over $11, 000 and they were estimating that the first creditor (CHASE) they would work with would possibly be 8/2009 but that would change, I decided to withdraw from the program. On 5/20/2009 I called to withdraw totally from the program and asked for any monies back in the escrow, as there was $466.80 in escrow, and I was told that there was only .80 cents as they worked with a credit (NOT CHASE, but AGF) and they took $466 to satisfy the account. On 5/23/09 $466 was taken from my personal bank account made payable to AGF which then overdrew my account, instead of my escrow with Persels. I plan on making a complaint with Better Business Bureau and any place I can so that others do not fall into the problem I do. I am sure that other folks may have had a good experience, but I have not. And I am sure that there are others who may have had similar experiences that I have had...I just wanted my voice and my experience to be heard.

What a joke these people are! I just received a summons for nonpayment of an account that Persels and Associates were "negotiating" however, the credit company states that Persels hasn't contacted them in 3 months, much less tried to negotiate! Now, I'm facing legal action while Persels is sitting on my money - DO NOT TRUST THEM. I found them through Care One and immediately had regrets - now, I'm locked into an 18 month program that is getting me absolutely nowhere.

4/25/09

For approximately 12 months I used Persel and Associates to help me with what I thought was going to be paying off my debts. Instead, they made a lot of money off of me and I have since had to file for bankruptcy. I was paying them 365.00 a month to put into my alleged account to be used to pay my creditors. I understood that they would be working with my creditors and attempting to get them to agree to a lesser amount of money to settle the account. I continued to receive phone calls from my creditors for several months after going under the plan, but Persels and Associates would always tell me I had nothing to worry about and to give them their number if they had any questions. To make a long story short, after 12 months I had to file bankruptcy because I was so far in debt I was about to start losing my property. None of my debts were ever payed off by Persels and Associates. NONE of them! 365.00 a month for 12 months is equal to 4380.00. Where did all that money go? I have no clue. When I dropped the program I received a refund for 274.00. That means that 4106.00 of my money went to Persels and Associates. Surely it couldn't all be for attorney's fees. The attorneys never actually did anything for me. They didn't go to court for me and they certainly didn't pay any debts for me. They didn't even talk with any of my creditors because my creditors continued to call me and I even had one of them file a judgement against me. This is when I decided to file bankruptcy. Don't make the same mistake I did. This company is a scam and they are making a fortune off a lot of innocent people who are having to deal with the stress of debt in this struggling economy.