Opened account 4 years ago. They did not innested money anywhere but what they say "Invested in Cash" so I was charged $50 per year for "Fees" for nothing. I left several messages over 2 years period but the !@#$%representative James Cahn never returned any phone calls - ever. Be aware of them - SCAM written all over them. Don't understand how reputable compan like MetLife is using them as a brokerage firm. I will post this and similar post all over the web to fight the scamming companies like this. If you are thinking of investing with Pershing LLC beware!!! I wish that I read similar post like this before.