I've looked throw the package i got in the mail today, to include my credit card, good for 9, 500 dollars worth of credit on it, but as far as read it seem like another one of those shopping cards like the one I received the other day. The one I got from USA CREDIT was for shopping at their store, and it can only be used within their store.I'm not sure this one (PLATINUM TRUST CARD)is the same type cause if you look at the back of the card, it don't look like a regular credit card, there is no credit card ID # on the back of the card. Numbers that have be used as far as iding the card, usually three numbers that are asked for anytime, you charge anything over the phone or the internet. I'm going to try and pay my rent in the morning but I'll bet you it don't work, l but I'll be one person who'll tell you if it does work.