I have written complaints about both companies and after reading several of the other complaints, I realized that PLRC LLC and PLR CZZ are affiliated, if not the same. This is ridiculous - after applying for a credit card online, we consumers are defrauded by these jerks. $6.98 and $17.93 plus $70 in overdraft charges.
Hopefully some consumer protection agency will help us and advise our banks not to honor strange-looking debits/checks from unknown companies without our authorization.