Gary is the absolute worst human being to walk the face of this earth. He is supposed to help get you approved for a mortgage, not doctor it to make lies, but just assist in submitting paperwork with accurate information to acquire a home loan. Instead he consistently messed up paperwork to hurt our changes of being approved, not once, not twice, but five times. All along just telling us this is normal and we don't know what we are talking about we are first time buyers. Three days until settlement with not one, but two commitment letters he calls and says your never going to believe this, in all my years I never had this happen. Yes we were disapproved, not because the information we provided was wrong because he submitted the paperwork wrong. Then in the final minutes he decides he is going to quit and pass the paperwork to us or whoever we can get to help us. PLEASE PLEASE PLEASE DO NOT USE PNC MORTGAGE AND DO NOT USE GARY GOTTESFELD EITHER. You will have nothing but problems.