DO NOT ACCEPT THERE CREDIT CARD. I have not, BUT they call me 4 times a day wanting me to accept one. This has been going on everyday for 2 months now. The Call comes up "Unknown Caller" but they left a phone number a couple of time.
I looked it up on line and Yahoo had a srticle about them. They charge 59.9% interest. You would be crazy to even consider them I just want the calls to stop. I am on the do not call list, but obviously it doesn't apply to them.