Let me first explain that the problem that I am experiencing has to do with the recruiting process and not the company. I have not heard ill things about the services, except for one individual who did not read the fine print.

I was introduced to Pre-paid Legal by a friend and I should have know something was fishy when the large headed man stated that I would be a millionaire and his suit was three times too big. Since my friend was so excited, I figured what the heck.

I was then taken to these meetings with strange individuals who looked at me as if I did not belong. These people appeared struggling and desperate for money. I just was interested in seeing how this would work as a business ventrue because I was always into enterprenership.

The meetings were highly intense and it seemed rather zomby-like how the people in the crowd followed the great leader who makes all of this money and quit his job. If you had a job, you were teased because you worked for someone else.

I was also looked down upon because I would not holler, 'Shark, Shark!' and was told that I was not being a good team member.

I was forced to go on trips on hot busses and if I decided that I did not want to go, I was treated like I had a Scarlet Letter. I was expected to call off my job for meetings that were suppose to help my business boom. When I didn't, I was once again frowned on. How dare I go to work and miss this great opportunity.

The team that was suppose to be there for me was no longer around.

My upline was not returning calls and pretty much left me out in the cold. I thought since we were both the same age and had similar professions that he would be more supportive. Instead he turned his back on me and gossiped because I would not attend the meetings as regularly as he did. I soon found out that he was sleeping with his downline and was stealing people from me that I had introduced the business to.

Here I am thinking that the leader or executive director has money since he says he has been doing this for awhile. I was in awe to see for myself that he was driving a car that was in the mid 90's and his house was in a neighborhood that the fed ex man would not even go near. This was true of many of the leaders.

To make a long story short, this has been a mess. I do not need this drama and I sure wasn't expecting this. I was lied to and knew that this was a scam, but I wanted to believe it so bad that I just went with the flow.

Don't be fooled. Millionaires most of the time are not created over night. The people who claimed to have sooo much money are middle class and have houses that are of equal or lessor value to the average person.

How do I know? Because for PBR's I was at these 'uplines' houses. Most of them lived in areas that I would not want to live in and their houses were not furnished as well as the average person. I am saying this to say THEY AREN'T MAKING THAT MUCH MONEY!

These people target those who are less educated and looking for a short cut. Don't let them insult your intelligence with their combacks of 'having your own business' JUST RUN THE OTHER WAY WHEN YOU SEE 'EM...THEIR AFTER YOUR WALLET.

They say they care about you when you bring in your people, but I DARE you to not make any sales, your upline will drop you in a split second.

Basically, if you like the services keep them. The services itself seem beneficial, yet when that sales guy or girl talks about recruiting you don't fall for it. You will be asked to basically sign your life away. You will get all your friends in some garbage that is too hard to get them out of. I was even told that I had to pay for one of my recruits to go on a trip. Needless to say, that was the day that I kindly left.

DON'T YOU RECRUIT WITH PRE-PAID LEGAL!!! YOU'LL BE SORRY.

I called to cancel this service over a year ago. I was emailed the cancellation form, returned it to them at the address specified and thought that was the end of it. Fast forward one year, I looked at my account to find that they are still charging me a monthly fee of $26.95! So I called to aske why am I still being charged for a service I cancelled. I was told that they never received the form so they could not cancel - even thoughI called them for the cancellation myself! WTF So this time I told them to fax me the paperwork and a was told that they would put a hold on the withdrawal from my account until they got the signed copy back. I faxed it back completely filled out within 5 minutes. So it has now been 14 days and the charge was taken out of my account anyway. I called the company to inquirw about this only to be told that the payment request was not submitted and that it would take 15 - 60 days from today to get my refund that they were supposed to cancel in the first place! This is a highly suspect company! The 3 different people I talked to today all sounded like the same woman with a Southern accent just trying to change her voice after each time she hit the hold button! So now I guess the only way to get them out of my bank account is to shut it down. This is the type of thing they prey on - us not changing our accounts because it entails so much of our time to cancel everyone else's payments just to stop theirs. Is there any legal recourse for this?