Awhile back my husband was paying this debt bc he racked up my credit card and i received a letter stating if i didnt pay this debt i will be sued...so i immediately started paying it...$150 a month...then unfortunately my husband lost his job and we were unable to pay the remaining amount which was about a measley $150...i notified the company about this. back in april of 2010 my daughter received her communion and received $500+ so i decided to go to my bank and open up a STUDENT bank account for her...i put my name on the account so i could withdraw n e money she made need with out her having to be there...well i guess that was my first mistake...bc when i checked out my checkin and her student savings acct i noticed about 382 dollars being withdrawn...i immedately called the bank for info bc i had 0 clue what was going on..bank informed me there was a levy on the acct from pressler and pressler..i said this is my daughters acct not mine!!! how can they take my kids money?...so i went to the court to see the info bc I HAVE RECEIVED NOTHING SAYING A COURT DATE OR N E THING IN THE MAIL...REGULAR OR CERTIFIED... bc if i did i take that stuff seriously and would immediately act on it...like when i received their threat in the mail!!...i think these ppl are crooks and should be ashamed that they took an 8 year olds money!!...i would love to know what i could do to sue the pants off these a$$holes...please n e one who can help contact me at [email protected]

Pressler & Pressler located at 7 Entin Road, Parsippany, NJ 07054, and its sister "company" New Century Financial Services, are debt collectors that work hand in hand. Numerous consumer complaints have been filed against these agencies with entities such as the Federal Trade Commission, FBI, and United States Postal Inspector Fraud Division. Pressler & Pressler and New Century Financial Services (hereto referred to as P&P and NCF) are aggressive and unrelenting and have a documented history of pursuing consumers for old debts even though in most cases P&P and NCF CANNOT PROVE OWNERSHIP of the debts or any sound legal basis for which to sue you for it.

In my opinion, P&P and NCF conducted themselves in my particular case with a great deal of deceit, threats, misrepresentation, lies, unethical business practices, non-disclosure and again in my opinion, fraud. The beauty is that I didn't take it lying down. I fought back pro se (without a lawyer) and achieved positive results in court today.

A side note here - everyone should pay their debts but as we all know in this economy sometimes that just isn't possible. If you truly owe the debt, and if you know you owe the debt, you need to step up and take responsibility for resolving the matter.

A debt collector MUST prove the debt they claim you owe. Ask them for a copy of the debt and it's last periodic statement (bill). They must provide this. In some cases debts were resolved while they were being transferred to third party collectors and though the debts are resolved, it doesn't show on the "electronic entry" made by P&P or NCF. This means they may be re-billing you for a debt that was previously resolved. Trust me, they don't care and will do whatever it takes to get your money. It is your right to see proof of the debt they claim you owe.

Demand to see the original contract between you and the lender. They must provide a contract with your signature, evidence of a complaining party and prove damages suffered by breach of contract.

Also, P&P and/or NCF must prove ownership of the debt in order to attempt to collect it. Ask to see the Title of Ownership for the debt they are attempting to collect from you. This is your right.

Find out when P&P or NCF obtained th debt. In 2005 Pressler & Pressler was named as a defendant in a lawsuit wherein Pressler & Pressler purchased stolen consumer information.

In my case and in my opinion, P&P committed numerous violations against the FDCPA (Fair Debt Collection Practices Act). These are Federal laws set in place that govern how a debt collector may operate. Here are common violations:

* Repeated use of the telephone to annoy someone.

* Misrepresenting amount owed.

* Stating a person will be arrested.

* Sending items that look like official court documents when in fact they are not.

What happened next was what woke me up and made me so angry that I knew I had to fight back. I received an Information Subpoena from P&P stating that if I did not answer a lengthy questionnaire revealing my bank accounts, stocks, bonds, CDs, IRAs, appliances, fixtures, property, mortgage, motor vehicle, itemized personal possessions AND "cash on hand" (literally cash in my pocket at the moment!) I would be "arrested and held in the county jail until I agreed to answer all questions".

Many websites erroneously claim you cannot be arrested for failing to answer the Information Subpoena. That may be true in some states but not in New Jersey. The way P&P threatens and coerces you into turning over all your asset information to them is by calling a hearing to Enforce Litigant's Rights. At that point you MUST appear in court where you are given complete opportunity to explain to a judge why you feel you should not have to answer the Information Subpoena. The truth is, failing to appear in court for this may result in you being found in contempt of court and that my friends is what a judge can sentence you to jail for. However, today I was given the opportunity to explain to a judge why I believed I shouldn't have to comply with this ludicrous demand and I was given full opportunity to go on court record with my complaints about the methods utilized by P&P and NCF. I scored a victory. The judge informed me that because a person owes a debt, a debt collection agency is not permitted to use certain tactics in order to recover that debt.

The people acting on behalf of P&P and NCF (I'd like to call them lawyers but unfortunately they've never identified themselves as such in the letters they sent to me) are people like you and me. We have the same thought process and we're all equal. Representing P&P or NCF doesn't make them any more powerful or knowledgeable than you or me. The only difference is that they are more in tune with the facts of how to proceed in these frivolous cases against us. However, if we educate ourselves with facts about the law and fair debt collection practices we become just as in tune as they are and we have the ability to prevail.

A levy was entered against me by Pressler & Pressler due to an outstanding credit card. They claim that I have gotten mail from them stating that I owed the money and that a levy was granted in thier favor on 5/17/10. I have not gotten any documentation from them or the court. I keep asking for paperwork but they are rude and say I am rude and hang us on me. They have placed a levy on my parents bank account and will not release the levy. I have no income that goes into that account and I have provided them with all the information they have requested proving this. However, they keep adding additional information I need to supply. In the meantime, my parents account is frozen and they have no access to thier money.

Pressler & Pressler/ Pallisades Collection LLC has been coming after me for numerous debts that I supposedly owe since 2004. At first, being naive, I paid off one debt in full and am $800 away from paying off a (2nd) $6000 debt. In March 2009, my joint bank account was levied in the amount of $1200 for a (3rd) debt that I allegedly owe from the birth of my son in the year 2000. I was on Medicaid at the time but Medicaid no longer has records from the year 2000 so I can not prove it. Being that I can't prove that I was on Medicaid I entered into a payment arrangement with P&P in the amount of $100 per month that was supposed to start on 4/25/09.

Today, 4/22/09, I logged into my bank account only to find that it was once again levied by P&P. I called and they can't figure out why it was levied because we have a payment agreement in place. They are going to try to 'figure out' what happened. Now, when I got home from work today, I received a notice that I'm being sued by them AGAIN for another (4th) debt that I allegedly owe to Verizon from the year 2002. I really don't know what to do anymore. I honestly can't take this anymore and am pretty much on the verge of a breakdown at this point! How can these people keep coming after me again and again for any little thing they dig up from the past? How can I stop them?

Dear Sir/Madam:

The intent of the document is to establish the sequence of events leading up to the current situation, and to inform the party reading this to understand the history and characters involved. Especially the disreputable and unethical fee and billing practices of the Plaintiff(Dr LEE PRESSLER, STATE LICENSE # 25MA06546300) and his brother Attorney(SHELDON PRESSLER).

At approximately 2:30AM on April 4th, 2002 I was admitted into Emergency Care at Morristown Medical Center. It was upon my admittance that the resident emergency medical physician Dr Paul Szucs consulted with me and conducted tests on my condition. It was shortly thereafter that he confirmed a kidney stone formation. He admitted me to an overnight stay with fluids to hydrate and was released in the morning, after I passed the stone. Upon my departure, the Plaintiff(Dr LEE PRESSLER, STATE LICENSE # 25MA06546300) while attending to his patient in the next bed, started to solicit me to visit his office and to conduct tests as to my condition. I informed him of my lack of insurance and declined his offer but accepted his card. This was the ONLY time I’ve seen or had conversation with the Plaintiff(Dr LEE PRESSLER, STATE LICENSE # 25MA06546300). The conversation lasted briefly and was more a solicitation than a doctor/patient consultation. I lived up to my responsibilities and paid all parties that administered services until my debt was satisfied. It was sometime later that I received a bill for services rendered from the Plaintiff(Dr LEE PRESSLER, STATE LICENSE # 25MA06546300) and quickly called his office to better understand the charges. I was informed by his staff that his consultation fee was $375.00. I told them I disagreed with his claim and that I will not be making any payments. I conveyed to his staff that I never asked for his services, signed anything to warrant his services, nor saw him during my emergency visit to decline his service and that a fee for a solicitation of service was absurd. I was then informed that his brother was an attorney and that the doctor would use his brother’s services for debt collection. It was then that I said that if the judge made that determination, I would pay that fee. Since then his legal counsel, Pressler & Pressler, has been harassing me to pay this fee along with these collection fees and penalties. The campaign that Pressler & Pressler chose to engage in was one of harassment, deceit and deception, by repeatedly delaying and postponing the case, till eventually the court dismissed the case due to non-appearance and misinforming the court of the correct sequence of events(See court’s assessment attached). After the dismissal and some time later I again started to receive harassing letters and phone calls from the Plaintiff’s attorney (Pressler & Pressler) to pay this debt. I’ll admit to being guilty of ignoring these communications but my thinking was that the case was dismissed. Till recently when I consulted an attorney, it was then that we discovered the case was closed without prejudice and it has since been assigned a different docket number(DC-00002175-04) from the original(DC-00005415-03). I was amazed to hear that this could be true. Since it was ignored, the deceitful attorney moved forward with his case and I was found guilty by default judgment. I have since filed a motion to vacate the default judgment and have been working towards having my case heard, with consistent pressures and reluctance from the plaintiffs attorney.
My current situation has me travelling for business 80% of the time nationally and that I’m seeking resolution but need help from the court. I have even tried, on numerous occasions to settle, even though I admit no responsibility to this obligation. But out of pure frustration with the process and lack of success and cooperation in the courts, I was considering giving up, thus allowing this unethical practitioner of medicine to be on his way and let someone else fight for justice. I can’t understand how the court would allow this kind of behavior to go on when it’s quite obvious that the reputation of this scandalous and corrupt partnership gets away with this scheme time and time again.
I have since been advised by an attorney that my recourse could be to file a suit against the hospital for allowing this doctor access to my medical records without my consent, as stated in the NJ Hospital Emergency Care SOP Document, and I’m giving it consideration.