Wow...after reading all of these, I am not the only person having issues with this company. I had issues with getting mine to pass inspection for the state of MD, so they said they would help me and just put the amount on end of my loan. Well we went back and forth several months with that. Finally they told me that they would give me half if I paid the other half, so I said just come and get the car because I cannot afford it. So at the end of June 2010 I told them where the car was and to come and get it. They kept calling me saying we can work with you if you pay this amount. I kept telling them to come and get it. Then they started calling the person where the car was located and telling her my business and wanting to know who someone was and how they were related to me. She told them she had the keys and to come and get it. FINALLY January 2011 they came and got it. I just started hearing from them once again around the end of April. The asked me to make $250.00 payments each month to pay off my debt. I told them I could only afford $100.00 a month. They said we have to have $250.00 a month or we will have to garnish your wages. They wanted me to make the payment on June 15th. So as the time got closer for the payment being due they started emailing me. Well June 15th came and is now gone and they did not get a payment from me. They emailed me yesterday about not making the payment on June 15th. They called me today and Adolpho left me a message. I have talked to Adolpho and Gabriel and some rude lady in the VP office. She was very rude to me and other people she talked to. I have been talking to a lawyer and let him know about the email and phone call and he is suppose to let me know what I should do. Has anyone had their wages garnished??? If so how long did it take them and do they take you to court first??