I have an auto loan with this terrible excuse of a company, I have made 56 payments on a car loan and back in Feb of 2010 I had open heart surgery. I have made all these payments for the better part when due with a few being a few days late. They told my wife they would help us out when she contacted them back in Feb before the March payment was due, anybody that has a loan with these guys know they will call even before the payment is due but after that conversation with my wife we heard nothig for several weeks I had to call them to arrange my paymant. Since then we have tried to work with these holes and to date I am three days late with my payment, I called in to set up my past due payment and the girl was very nice and offered to discount my payment by fifty bucks if I would set up two. I told her thanks but all I would commit to was the late payment she asked me to hold while she completed the transaction and then her boss got on the phone and started his routine of harrasing people and would not stop. This guy is a real A-Hole and needs to be put in his place. I told him what he could do with his threats and hung up on him. DO NOT do business with these people, if your credit is such you have to use them DON'T.They will make your life unbearable. I only owe these retards about $2500 on the loan and as is it will be paid off six or seven months early and they still give you crap!! Don't use them hopefully they will GO AWAY.