Please beware of the above company. My wife went to them to secure a $10, 000 loan. She was working with a Mike Watson. He called her back on a wed and said that it had been arranged and that all she had to pay was an insurance fee to secure the loan of about $1300.00. Since this was a part of Citi group I did not worry too much about it so my wife sent her paycheck via western union and was told that the loan would be in her account within 12 - 24 hours. On Saturday morning when then money had not arrived she called only to be told that they needed the brokers fee first. They had never disclosed this but it did say that a broker’s fee may be charged on the paperwork she signed. I spoke with them and still to this moment think that it is wrong to have her send money and then tell her later that she has to send more. (It appears the truth I leading dose not apply to them) Well the more was a $989.79 broker’s fee.


Before she sent this I had them send her a letter signed by the president Ronald Tessmer that she would not have to pay another dime and that the $10, 000 would be send after this fee was paid.


We received this letter and my wife released the funds to them via western union. They received the funds and per the letter were to deposit in my wife’s account $10, 000.00 within 6-12 hours. This was on the 5th of April 2007.


My wife received a call on the morning of the 6th from Mikes supervisor (Ms. McAlister) saying that they had made a mistake and that it was going to be for $15, 000.00 and that my wife needed to send them another 700 plus dollars.


Now the letter we received did not have any wording for more fees the last paragraph on the letter from Mr. Tessmer is as follows:


"Upon receipt of payment for Mrs. McCarty’s outstanding closing fee of $989.79, Primerica Financial Institute will transfer in the account of Mrs. Linda McCarty, one fixed rate loan in the amount of $10, 000.00. Funds will be made available within 6-12 hours. May this guarantee serve as verification that there will be no additional fees to be required of Mrs. Linda McCarty’s account beyond the outstanding closing fee of $989.79"


We have the Western Union numbers where they have received the above. Because of their mistake they will not honor this contract and we have been forced to contact the Attorney General of the State of Florida. We will not allow them to refund us any money (that takes 3 to 6 weeks) as we she needs the loan that was promised.