The owners of this company changed their name from "Paragon Financial Solutions LLC" upon getting caught for misrepresentation of 1000's of people here in the valley of the sun for loan modifications. People from all over are now reporting them to the AG's office and it will not be ong before these guys close up shop and go into hiding. STAY AWAY FROM THESE GUYS -RIPOFF SCAM ARTIST's !!! The owner of Paragon (Brian Cutright) is going to be sued here very soon as he has sent out letters requesting people to hang in there until they have the funds to refund them... 19 months and witing for me. If you are doing busines with these guys and have not paid yet ...DON'T!!! They flat out promised us that we would be able to reduce our mortgage from $2200 to $1300 and save thousands in principal interest...WE HAVE SINCE LOST OUR HOME!!!