On April 20th @ 11:00 am I spoke with a represnetative from Priority Direct Card Services who explained their service and I bought into it. This person explained that they could get all our high intrest rate CC's to lower their rates resulting in an $8000 savings. They explained that it would be no money out of pocket and that they would charge the fee to the CC with the availble balance. I was then transfered to another person who took my information and explained that all but $199 would be refunded if they couldn't get the combined interest rates lowered. They gave me all sorts of comparisons and I then made the mistake of bying into this bullcrap and gave them my 3 digit code and ok'd the transaction. You'd think in this day and age we wouldn't fall for this stuff but they had me convined and told me they would be sending out the "welcome packet" within 7-10 days. They gave me a "customer confirmation # and the toll free phone number. I spoke to a total of 3 people and was convinced they were legit. I feel like such an ass. Today I realized I'd not received a thing so I called my credit card company and found out the charge had been denied by my CC company. Yipee!
I lucked out this time, I'm writing this to warn others about this scam.