I was served civil papers in late Sept for a debt that was settled with my credit card company back in 2007. However my CC company never took care of this account like my other 3 cards that I paid settlement amounts for back then. So now I remember back in early 2010 someone from PCC called me about this debt and I told them I had 4 of the same bank accounts and also a mortgage with this same company so they needed to send me whatever they think they have as documentation. It never came as required by FDCPA within 5 days upon request.
So I file my response with the court. I receive more collection mail from PCC after they have filed the lawsuit a month earlier. I called their attorney and left a message as to why collection efforts were continuing after a lawsuit was filed. I receive a call-back from someone saying they were calling from the law officecs of the attorney that is listed. After about 8 minutes on the phone i realize it wasnt the attorney but it was the collection agency, PCC. So they represented themselves as an attorney and misled me into thinking I was talking to an attorney. They still tried to collect the account amount while they had me on the phone.
So I am now readying my countersuit and also contacting my CC company for additonal documents and also Attorney General and the FTC for the numerous FDCPA violations.
I also was served the lawsuit at my employer to try to pursuede me into settling the amount instead of trying to make some collection efforts with me at all. They also never sent me the debt amount papers as required by FDCPA within 5-days of filing a lawsuit either.
I made a complaint on the BBB website for Los Angeles county. I found the number they listed for their attorney on my court filings. The phone number is listed as a fax line for PCC. It is not even a good number for their attorney.

I have been going back and forth with the credit bureau once I discovered that Professional Collection Consultants was reporting debt for an old ATT/Cingular bill. I use to work in credit services for a credit card company and extremely paranoid. Shortly after I disputed with the credit agency, I received a copy of a notice of court judgement that did not appear to be real (poor quality copy/misaligned copy with text cut off at the bottom). I ignored it because I am aware of these scams but obviously very ignorant to the scam. I immediately called ATT formerly Cingular Wireless and asked about the existence of an outstanding bill. ATT researched and identified an outstanding bill for 815.76. I asked if I should pay them or PCC because they had sent this notice of judgement. ATT researched and advised that they never assigned the account to PCC and pay them directly or the agency THEY assigned. I paid them directly. I then contacted Experian and my credit protection/alert service and reported this issue and asked them to research. They continuously keep calling PCC and resolving the debt as valid until I wrote Experian's credit protection/alert service with the findings of ATT/Cingular and that PCC was fraudulently attempting to collect old debt and was never assigned to the debt or sold the debt. My credit protection/alert service then issued an fraud alert for to the three credit bureas and I updated my credit profile acknowledging that I was unaware of the collection agency-disputing. Unfortunately, my mistake because today I received a garnishment notice from my employer for 700+ dollars. I obtained a copy of my credit report and PCC's reporting entry balance on my report has gone from 815 to 424...just random crap...plus updated the 424 dollars as a new collection pass due as of May to appear on my credit report till Jan 2013. So, now I have to find an attorney to deal with this bozo and his scam in the next 7-10 days or he will get 700+ dollars through garnishment. I feel so taken advantage of...hard working school district employee that works insane hours as committed civil servant that has been targeted and possibly taken for money I don't even owe...paying twice because I fell victim to a predator collection agency and now have to take off work to address/attorney or worse pay the amount a second time to a scamming bozo thru wage garnishment.