Prosper Learning Reviews
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J C
March 14, 2011
SPEAK LIES
If your thinking of joining PROSPER LEARNING or anything to do with online coaching look over the contract several times .do not let them tell you this is your only chance to join. Who ever rushes you to sign don't.
Prosper charges thousands of dollars for 45 min once a week coaching by a so called proffesional what can you learn in 45 min .there out dated info is causing there students to spin there wheels .Google holds all the keys and everybody is claiming to have a pass key.once prosper scamed me they let my info out to a;ll these other scammers .
I tried to do there program to the tune of 2 thousand dollar on top of the 10 thousand for a web site that was basicaly all my work and all they supplied was the steps to take and then my 11 weeks were up and they wanted more money for there lame coaching .Please comment on this PROSPER BULLSHIT LETS HERE YOU STUDENTS WHO MADE MONEY OR ARE YOU TO BUSY WITH YOUR ORDERS . Don't forget to leave your web site address or just tell us what your selling and will find it on the first page of Google.
Prosper steals from the disadvantaged.
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J C
March 13, 2011
Totaly Missleading
Information on Prosper Learning
Before you buy in to there scam you should find the facts as to how many students actually make any money.
I do not think that info is available nor are a lot of true facts about prosper available .This scam is so bold it somehow works, The contract is telling you that prosper gaurantees absolutly nothing, nothing, nothing.
Get this if you pay off the money you owe them in full they wont penalize you I thought that was a given if you pay anybody off in full. Prosper you better start packing cause in the end of your rampage of inocent peoples hard earned money your own guilt will strike you down.
prosper employees keep on lieing to yourselfs eventually lies eat away at anything positive in life That my friends is a Gaurantee. Come on prosper do you now what some good people will do for you for 10 thousand dollars the Gaurantee is a given.
For 10 thousand dollars prosper can not sqeak out one Gaurantee in there contract and they claim you will make your money back in 4-5 of weeks .
PROSPERS CONTRACT states they WILL NOT GAURANTEE STUDENTS that they will make any specific amount of money for 10 thousand dollars come on prosper your so weak in gaurantees and so bold in promisses.
The people that claim they made money where are they, come on out will chew you up its all words.
Prosper and its people SUCK SO BAD EVERY WORD THEY SPEAK IS A LIE.
I DID NOT MAKE A DIME AND THEY WANT TO KEEP ALL THE MONEY I PUT FORTH 10 THOUSAND PLUS DOLLARS FOR 11 45 MINUTE CLASSES this is from people claiming to make people rich.
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Dani Owen
February 5, 2011
Fraudulent sales tactics
I was sold a John Cummata "Get out of debt" package complete with personal coaching for $14, 700. I am suing them in small claims court but have to go to Utah to do it. They make phone calls and talk you into buying their packages and have no registered agent in your state. They offer no refunds for their fraudulent training and if you want your money back, well then you can fly to Utah and fight them in court!
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Holly Schroter
December 8, 2010
Scam
Prosper Learning lied to me. I foolishly signed a contract with them thinking that it was the end of my debts. Instead it was the complete opposite, and now I am even further in debt than I was before, and I no longer have my credit card for a fall back.
Join me at
prosperlearningscamsite.com
Please don't fall victim to them as I, like so man others have
Holly S
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jointhecrowd
December 2, 2010
scam/fraudulent promises
We also were duped! My husband is being sued by a collector for the funds of $11, 000 for the "class" with Prosper Learning. Everyone's experiences are identical. The horror you feel as the class continues each week is devistating. Knowing you have just thrown away your money and now have ruined your "perfect" credit score (which he had a 720, but now it is around 500). We got into this course to get out of debt and everything they showed us was "office 101" in high school. We have hired an attorney who is going full guns for us. This has been a long, painful and expensive lesson to us.
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Holly Schroter
November 24, 2010
Scam
I fell victim to Prosper Learning. I maxed out my credit card in order to fund the eCommerce program I enrolled in.
So far I have not made a cent, and the program is just not what I expected when I signed up. I have been in contact with Prosper, and it doesn't seem like they are going to let me out. I'm only about 1.5 months into it, so i offered for them to take 1 month of the fee I paid, but it just seems like I'm not getting out.
Is there anything else I can do? Help!
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hdburrell
August 31, 2010
Fraudulent charges
fraudulent representation & product
I agreed to take the training from a fast-talking agent of Prosper Learning on the phone. I didn't realize it had a cost attached until after I agreed to 6 45 min phone calls to help me to become debt free. I told him I could not afford it after I found out that it was a fee to have a phone tutor. But he assured me that it would be no problem for me to pay for it and I would likely have gotten my bills in order and had extra to pay by the end of the sessions.
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Ired
February 3, 2010
fraudulent representation & product
I agreed to take the training from a fast-talking agent of Prosper Learning on the phone. Before I agreed to it I told him I could not afford it and it was too expensive for my tastes. But he assured me that it would be no problem for me to pay for it and I would likely have earned enough in the lst 8 weeks of training to do so.Based on his assurances I committed to it. After 8 weeks I hardly had a clue to how to do anything with it. He also told me that I had no obligation to pay anything up front at my election and so didn't.He also mentioned that financing was handled by HSBC bank - and he asked me if I knew who they were. I told him they were a major bank in England - without any further comment from him. On completion of the training I was ill-prepared to go into the internet business - and one day thought I would take a look at the company's reputation on Google. Much to my surprise the lst dozen or so websites described the scam that this company truly was.So, made a committment to myself that this company would never see a dime of my money. All the complaints mirrored my experience.
After 6 months had expired I began to receive billings from HSBC for payment. At first it was a business-type request - but later it became a crescendo of calls for money.After about a month I must have been placed on the finance company's rotator calling list because I received on average 7 calls per day - including Sundays.
This continued for 26 weeks. At the end of this period I moved and cancelled my house phone line and haven't heart any more since.
At my new address I have received one letter from a collection agency about how they are going to destroy my credit standing, etc and no further word since. I have not responded to a phone call or letter received in this regard and do not plan to do so. For the readers information - I noticed a pattern to the collection attempts by HSBC and it reminded me of a company from many years ago called Household Finance. I then looked up that name on Google under the website of HSBC - and there they were. I jogged my memory and then recalled that this company had appeared in a court case some 40 or 50 year ago and when the court learned what a dishonest and treacherous financial company this was they immmediately put them out of business on a national scale so that they could no longer gouge and threaten their debtors. Household Finance quickly disappeared from sight but within a short time
they reappeared and announced that they had merged with HSBC of England. HSBC had become the cover for Household Finance. This news was looked on very negatively by the finance and banking industries and indicated surprise that a major English bank would get involved with such hideous merger partners. And so it is today. If anyone would take the time and pay the expense they could likely put Household Finance out of business forever.
Needless to say I plan to pay nothing to these people. I do not trust them - I do not believe them - and I know they are living a lie.
As to my credit rating because of them - I do not care.
By the way I found enough evidence along the way to strongly believe that the man behind Prosper Learning is Robert G. Allen.
He is a national advertised salesman who, according to his ads, has done almost everything that is impossible in sales work with great success. After 40 years in sales and management I do not buy his BS.
I have learned about many of his type over my many years in sales and almost none of them could prove much of anything.
Thanks for taking the time to read my essay.
in business.It has been so ever since. Following thisannouncemenmany financial institutions in the USA expressed a very dim view of this arrangement and indicated surprise that a major English bank would get involved with such garbage. And so it stands today.
I am a retired mortgage banker with many years experience and have seen many dishonest finance companies but none as bad as this one. I received one collection letter from them wherein they would discount the balance 50% but I would have to agree to refrain from saying anything disparaging about them. I laughed all the way to the waste basket/
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L J D
October 19, 2009
FRAUDULENT SALES TACTICS
PROSPER LEARNING SCAM
You are most likely reading this because you have:
1. Been approached by Prosper Learning
2. Ran across it searching the web
3. Just signed up and learned the name of Prosper Learning
4. You’ve been burned by Prosper Learning
It’s a real shame that Prosper Learning doesn’t read some of the educational material that they are selling. But I guess they’re too busy scamming people using a bait and switch approach to obtain your hard earned money and credit. They spend a majority of their efforts conning people into sign binding contracts and then work hard at not giving any money back. Successful and honest businesses don’t need to do this!!!
You are basically paying for someone to read a book to you and using a net meeting type of website to show you how to click through the websites contained in the book. If you already know or have experience in the subject matter, you won’t learn much and the coaching or mentoring is non-existent. If you are new to the subject, I won’t recommend it if it were free because you will be lead in the wrong direction and have the chance to lose more money.
By the way, their 100% satisfaction guarantee is to give you another coach to read the book to you again – don’t expect anything new.
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**If you ran across this or were contacted by them, go elsewhere or you risk wasting a year or more of your life on a program that doesn’t deliver.
**If you just signed up cancel immediately and do some further research, you can always go back if you’re still interested.
E-Commerce:
The following website does an 8 week comparison of Prosper Learning and Wealthy Affiliates
http://proveyourbusiness.com/Reviews/WA%20vs.%20Prosper/Home.html
E-Bay:
E-bay already has an educational learning center
http://pages.ebay.com/education/index.html
Stock Market:
Not sure if this site is good or not, but they tell you what you get and you pay by month.
http://insideouttrading.com/pit/pit-join.html
Link to the PowerPoint Presentation (I could only get it to work with Safari)
http://insideouttrading.com/tayb/tayb.html
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If you are unfortunate to have already signed up for this, you have the option of paying this off or trying to fight it. If you are signed up through HSBC, just be aware that they are probably the worst credit card company to deal with based on the internet complaints. I got more sympathy from the credit collections department than the customer service department, it’s almost as though they’re 2 different companies.
If you do decide to fight it, whether as a matter of principle or because of your economic situation (take notes on everything):
1. Save a copy of the original contact email
2. Contact the owner of the original purchase you made to see what relationship they have with Prosper Learning and if they authorized Prosper Learning to use their name in an effort to infer that they would coach based on the information from their ebook.
3. Dispute the credit card charges based on seller failed to deliver the goods as promised – Prosper Learning will probably contact you on the 1st dispute and maintain contact while they file the necessary paperwork with the Finance Company.
4. Prepare the paperwork and documentation to re-initiate the dispute – you will have about 30 days from the first dispute. Depending on what kind of proof that you obtain, you may want to request a chargeback for the amount you have already paid.
http://www.ftc.gov/os/caselist/0723138/090630mentoringofamericacmplt.pdf
5. Once the 1st dispute is removed, reinitiate the dispute again with all of the documentation.
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre16.shtm
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre28.shtm
http://www.creditinfocenter.com/cards/crbillng.shtml
Date:
Purpose of Dispute:
I am requesting that all charges be reversed (chargeback) including all late fees and interest charges and that if my credit suffered due to any of this, that it be cleared up.
Nature of Dispute:
Quality of goods and services or Right to withhold payment
Other:
This was a service contract, therefore “a copy of the credit slip or a copy of the UPS tracking slip and/or tracking #, DHL, Airborne, FedEx, or a postal receipt” is not applicable
6. If you have HSBC you can fax the documentation to (302) 327-2963 Attention Dispute
7. During the 2nd dispute, HBC will probably turn this over to their collections department. If you get called while in the dispute process, make a note of it and let them know that it is in dispute – expect this call at least once a month.
8. Eventually you may end up in court with HSBC
http://www.creditinfocenter.com/legal/ive-been-sued.shtml
9. To keep up you’re your spirits and help you from getting overly depressed during this frustrating period:
http://thesecret.tv/secret-to-you/
Good Luck
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dupedbyprosper
September 27, 2009
FRAUDULENT SALES TACTICS
How the scam works:
Prosper obtains contracts from various vendors (Real Estate Investing, E-Commerce, Stock Market Investing, Entrepreneurship & Personal Finance) for the right to sell their educational products. They also let the vendors know that they will be contacting buyers and present them with their own coaching program.
After you purchase the vendors information, Prosper contacts you, not as Prosper Learning, but as that vendor's success team. They then state that they are looking for a few select motivated individuals to obtain success stories. The wording is stated in such a way that it infers that the program will be free.
When you talk to them, they will constantly refer back to the vendor and implying that they will coach you on the methods you have just purchased.
If you are impressed with the vendors information, it is a simple matter of just continuing to let you know that they are an educational provider for that vendor. That infers that they will be teaching you that program.
At this point, your guard is down. The promises are made and the transaction takes place.
After agreeing to thousands of dollars and going through the so-called mentoring program, you find out that it did not even cover one-tenth of the information contained in the vendor's product that probably cost less than $100.
The coaches/mentors are merely trainers that stick to the pitiful training manual supplied to you and will not go off topic. They are only interested in how well you understood the basic information that comes from the training manual.
They will not give you any advice or review any of your work.
This type of sales tactic is fraudulent and is covered under Section 5 of the FTC Act – "Unfair or Deceptive Acts or Practices". The FTC's legal branch has the authority to rescind a contract.
We will all need to file a complaint for the FTC to take action. Please pass this information on to as many websites as possible.
https://www.ftccomplaintassistant.gov/
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