I had tried to apply for a short term loan, and unbeknownst I was charged for a service that ironicly did just what they claim to protect from. I am a working man taking care of 8 other persons finacially. The last thing I needed was to have monies STOLEN out of my bank and to have an overdraft fee attached as well. I was instructed by the bank to contact this "SO CALLED" company and was sent to a website that does not exist. Something needs to be done about these rip-off artist, because appearantly I am not the only victim in this scam. Anyone with information whom has contacted a lawyer, please contact me with that information. Thanks and beware!