Service contracts -- sometimes called extended warranties -- are just one of a dizzying number of options presented to consumers during the frenzy of buying a new boat. Such contracts seem attractive because they hold out the promise of protection against the cost of mechanical failures and engine breakdowns after the manufacturers' original warranties expire. Extended service contracts are sometimes called extended warranties, but this is where the similarity ends. Warranties and service contracts may promise comparable types of protection but they have significant differences that may not be immediately apparent. The service contracts offered by Protective under the 2+4 Volvo protection are very limited in what they will cover and also for the reason of the breakdown. You must read the fine print and be careful to be very specific, as this company will hold everything to the exact writing. After experiencing a breakdown shortly after the factory warranty expired, Volvo agreed to pay for the parts and would have covered the entire repair, Protective on the otherhand, would not cover anything. The company was very specific in their communications that their coverage is completely different from the Volvo manufacturer’s coverage. When experiencing problems with your boat, the last thing you want to do is fight with the warranty companies and still not be covered. Paying for a extended warranty from Protective is simply not worth the money.