I am considering getting a puppy, and was looking around the web at different breeds and prices today. I was shocked when I found your website.

You should not allow people to buy puppies if they can't afford to buy the dog. Your company plays into the "pay me later" mentality, but you are doing it with live animals! These aren't cars or a piece of furniture.

Don't you realize that if they can't afford the puppy, they can't afford the veterinary bills? A puppy that costs $1000 may easily require vet bills in the first year that are about the same. How is a person going to be able to do this?

You are selling the same puppies that are on Breeder Network (breedernetwork.com). eg Stock # 75004 on both is Faith, a Brussels Griffon. Faith is $1197 at Breeder Network, and she is $761 + $25 a week at Puppy Payments (puppypayments.com).

If the buyer can't afford the extra $436 to buy Faith, what is going to happen if the she gets sick the first month or two? What about the cost of having her spayed? Good breeders require that.

These aren't selected puppies - the entire lists are the same.

Do the breeders that you use know that you finance the purchases of their puppies? How could a breeder ever sanction this practice of selling to people who can barely afford to eat and pay their bills?

What do you do when people can't pay these monthly payments? Who is going to return a puppy? You must send them to collections. Many of the puppies must end up in shelters, if you are selling them to people on the economic edge in the first place.

Here is an article that talks about the costs of owning a puppy:
http://articles.moneycentral.msn.com/SavingandDebt/SaveMoney/TheHiddenCostsBehindThePriceTag.aspx

Buying a puppy on time is irresponsible - so selling one is too!