I noticed today a payment posted to my acct in the amount of $49.95. I did not authorized any debit to my acct in that amount. The only way possible anyone may have gotten my banking information is that I did apply for some payday loans online, I am currently paying a loan back in increments of $60 per payday.
I called the company and got a recording "Thank you for calling Membership Services. Our hours of opperation are Monday through Thursday 9am-5pm Pacific standard time Monday through Thursday, and 9am-3:30PM on Fridays. If you are calling after business hours, please hang up and call back during normal business hours." Then a brief pause, "Please leave a message, and a representative will call you back during business hours."

Legit companies always identify themselves as the company name, not "membership services." I reached this online and found many others have had the same complaint.