Regions bank has to be #1 in terms of basically doing a nose dive since January of 2010. Yesterday, I checked my balance online, as I do SEVERAL times a day. Notice that I said "several" because the site updates and changes so much that you will never truly know how much you have in your account unless you keep a ledger. Even then, you may be off.
After calling several representatives, 3 told me that from Friday until Wednesday, the staff has to get "caught up". WHAT?! So for the past month, I have not used my debit card from Friday until the following Wednesday. A few minutes ago, I checked my balance. Every purchase I made on July 1, 2011 was returned (when it initially showed as being 'paid' until 7/9/2011) and I was charged $36.00 for each return payment when I had enough money to cover everything. May 31, 2011 I deposited a check of $2, 000. You mean to tell me that when I looked online at midnight, May 31, 2011, and saw where the check was deposited, I was able to spend money using my debit card and someone...all of a sudden decided, "nope, return everything?" Why make your customers believe that their funds are solid after a direct deposit only to turn around and decide to take it all back.
I had a free checking account but pulling my money out tomorrow morning at 8am. I cannot imagine having to make 10+ transactions a month w/o direct deposit in order to stay with them so new customers...GOOD LUCK!