I tried to call regions to have them reduce my second lien which they hold on my house by half since my 1st lien holder agreed to do. I requested this since my house is not appraising for what I owe. They stated they are not reducing any loans.

If they would have agreed to half, I could of refinanced both and they would have been paid. Now that I will be walking away from the property then they stand to get nothing since second lien holders never see payment once the first is paid. I think they could of worked with my and met halfway since the primary agreed to do so. Greed will get you no money at all.
POOR BUSINESS PRACTICE.