I bought 2 cars from the following companies Helen Auto Sales 1994 Ford Aerostar traded it for a 1999 Pontiac Grand Am. Both cars were financed by Reliant Financial based in California. Reliant Financial required in addition to the car payments I had to make a credit insurance payment basically I paid over 2,000.00 in Credit Insurance payments both cars was/were paid in full and contracts Notarized Apostilled and registered with the U.S. Federal Court in Tacoma Washington. The claims administrator who handled the class action Carter v North Central Life Insurance company refused to make restitution on this claim the case involved different insurance companies not just one.