You should do your homeowrk and check the BBB with all the several complaints against this company in the follwoing categories: As you can see from BBB reports below, they do not refund monies if you are not happy with their services. They take your money and they turn hostile if you ever complain or request your monies back. You will be better off doing business with a company that goes out and get you funding without asking you for money upfront. Part of their fraudulent ways is to make you feel at ease, have you do some electronic signing and deceive you into parting with your money. Once they get your money, the race is now on to part you from your money. There has been stories of people that ask for their monies back within 3 days of talking to these people, but guess what, they refused, claiming that they have done all the work to keep upwards of $2900 from people.

These complaints concerned :
+ 1 regarding Advertising Issues
1 - Bait & switch advertisement

+ 5 regarding Contract Issues
4 - Failure to honor a contract or agreement
1 - Unauthorized changes to the contract or agreement

+ 6 regarding Customer Service Issues
5 - Failure to provide promised assistance or support for products or services
1 - Failure to respond to phone calls or written requests for assistance or support

+ 3 regarding Guarantee or Warranty Issues
2 - Failure to honor service under the terms of warranties
1 - None of the Above - Guarantee or Warranty Complaint Issue

+ 1 regarding Product Issues
1 - Defective, damaged, or incorrect product received

+ 20 regarding Refund or Exchange Issues
5 - Failure to honor promised refunds, exchanges, or credit
5 - Failure to honor refund, exchange or credit policies
10 - None of the Above - Refund or Exchange Complaint Issue

+ 14 regarding Sales Practice Issues
1 - None of the Above - Sales Complaint Issue
2 - Sales presentation did not disclose complete pricing information
2 - Sales presentation did not disclose key conditions of the offer
7 - Sales presentation misrepresented the service
1 - Sales presentation not consistent with the written agreement
1 - Sales presentation used dishonest sales practices

+ 1 regarding Service Issues
1 - Improper or inferior service