Retailers National Bank

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Category: Business & Finances

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United States

Retailers National Bank Reviews

BCrispen January 23, 2010

Lower Credit Limits

I have a Target VISA card that was issued by Retailer's National Bank. I have had this account in excess of 10 years and have never had a late payment but this morning I noticed when I pulled up my account information online that they have reduced my credit limit making it appear that I have almost exhausted all of my available credit. This in turn reduces my FICO score and negatively impacts my credit. I called to speak with a representative to inquire why my limit had been reduced. All I could underestand from him is that they had sent out paperwork to let me know (which by the way I have not recieved). He could barely speak English and could have cared less about my concerns. This has got to stop!!!...the Banks are ruining honest hardworking people's credit and do not care. I firmly believe a class action law suit is in order naming ALL the banks who are taking this position for no good reason. No wonder America's economy is in shambles. If this practice is allowed to continue, bankrupty filings and more foreclosures are sure to increase. People cannot take any more!

Gary Wilosky April 25, 2009

We have NO evidence that we owe ANY back payts to ANYONE

ALL of my and my husband's payts., to all agencies, are done automatically by are bank.
We checked both of our credit reports and there is no evidence of us owing any back payts. to anyone.
Mater of fact, because of our automatic payts. to each debt account, we do NOT have any late payts. on our records.
That said, we are uncertain as to why my husband and I, continuously, receive harrasing letters and calls (on a daily basis) about charges that are not based on any purchases for merchandise or services that we have made.