I received a letter on Jan 5, 2008 in the mail.When I opened it there was a official check on the sum of $3, 700 dollars and a letter stating why I have this check.Some how me an other participants were selected through a random computer ballot system drawn from over 500, 000 names.The total sum I have won was $38, 000 dollars.

And I should deposit the check I have received in the mail so I can use some of the money from the $3, 700 dollars to pay for insurance process fees on my winnings of $38, 000 dollars.

Now on the Claim notification it states that Publishers Clearing and Readers Digest were sponsors.So, of course I called the phone number on the letter to get more info on this check and to make sure this was NOT a SCAM, when I called a man who can barley speak English answered was asked my husband if this is a real check ? The man said yes "just deposit it in our bank account it will clear", my husband said that our bank holds all our checks for a week to make sure there were no fraud going on and to check funds, the man said to still deposit the check and hang up .

I was looking through the letter again and saw that there was no website, so of course we called the man again and my husband asked for a website or any legal info on this business the man said there was no info and hang up on my husband., then it was really more fishy now.

I went t the Publishers Clearing House web and no info on these winnings as for the Readers digest I checked as well nothing uncovered.It's funny, because the letter only has Publishers clearing not Publishers clearing House.

I do some what think it's a real check, but believe it's a scam to get money out of peoples bank account info and to take out $3, 700 of the accounts as well. Not to sure how this scam works, but I think that people should be alert about this.