Rushcard

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Category: Business & Finances

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United States

Rushcard Reviews

Hildet July 6, 2011
RushCard keeps your money for 33 to 93 days
RushCard is about RushCard not there customers, on April 27, 2009 I flew from Los Angeles to North Carolina for my baby girl 21 birthday she attends college there, while at alamo rent a car i was renting a car for the week and one of the new employees made the mistake and swipe my credit card twice for the exact same amount 297.00 dollars. I contacted RushCard immediately and told them what happen, the Rep from RushCard notice the two charges the manager from alamo spoke to the rep and told of the mistake, RushCard told him to fax a form in which alamo do not have. RuschCard stated after seeing the mistake that they can not refund me the money until May 30, 2009 that is 33 days after the fact that . Is there a law out there in which a credit card company can keep someones money? To anyone who reads this keep ur own money RushCard is a horrible card company.
Unsatisfied Customer!! June 20, 2011
Ridiculous
I don't even know where to begin. Rushcard is ridiculous! First of all, they let unauthorized charges hit my account EVERYDAY! and its up to me to fix it. Then I go to an ATM and I cant take money out! I call them to see what they can do about it, FIRST, they give me the run around, hang up on me, put me on hold. FINALLY they treat me like i'm a liar, telling me that I did not try to use the ATM! Meanwhile I tried every ATM in my town! Then I tell them Netflix hit my account for the 2nd time this month and they were not allowed to do that, after dodging the problem, AGAIN, he tells me Netflix is going to put the money back in my account June 26...Without even talking to Netflix( Seems like hes trying to get me off the phone until June 26 when I check my card and the money's still not there!)Plus they hit my card with a convenience fee EVERYTIME I make a transaction. Why do I have this card? I constantly have to check my card to make sure the right amount of money is on it...Which it NEVER is! I have to pay $5.00 everytime I put money on the card, and I cant even take money out! I signed up for this card thinking I was going to save money, but instead i'm paying wayyy more then I did before. I need to get a bank account, that way its FREE to deposit and withdraw money, and theres no fee for my transactions! Thanks for NOTHING RUSHCARD!
Digirhet June 9, 2011
Nonexistent Customer Service
I agree the customer service is terrible. The employees have significant difficulty understanding anything that is not scripted for them. However, I don't find this to be any different from other companies that outsource. Why all the outrage?

Yes, it is wrong. Yes, getting customer service to do anything other than practice speaking english is impossible. Yes, I am missing money and I want it back. This happened to me with other banking institutions like US Bank, BB&T Bank $50, 000.00+ as well as Wells Fargo. LOL, their customer service speak english as a first language and I have never received one dime of my money back. Where is the complaint file for them. I tried the courts, fdic no resolution. Everytime an attorney takes my case he mysteriously becomes ill or just vanishes, wonder if they negotiated a higher interest rate at thesese insitutions. I wouldn't doubt it.

So if anyone should be griping it would be me. This outsourced customer service is no different from any other outsourced customer service, except, wait, the company is owned by a famous black man. Only difference I see.

My Kings and Queens keep supporting the black man. I think the problem is we expect more from the black man because we understand his ability. We know his spirit and expect it to carry over into all aspects of his business.

I am not excusing the problems anyone is having. It is unacceptable. But hell, so are all the other banking institutions. Again, where is that thread?

Don't over exaggerate this customer service it is just as bad as other outsourced customer service. Simmons is doing his thing don't hate. We all mad right now, especially when our money gets tied up. I say don't let them get away with it. Write letters, call his other corporations until he rights the problem. Isn't that what we do for other corporations?

Love,
digirhet

P.S. Mr. Simmons if you are reading this I want my money back from unauthorized charges. 90 days almost assures homelessness and I don't think you are attempting to render anyone homeless.
jackmanns June 3, 2011
Credit to card
I used rushcard visa debit to make a purchase. I later had to dispute the charges in early April, 2011. They said I would have to wait up to 90 days before getting a response. some time in mid May, I received a letter advising I need to send proof of return. It took me a week or two to get the address to return the Merchandise. I finally get the address. I get the item returned late Mid May. I forward the requested information on 04/24/11. Each time I talk to someone I get a canned answer 30 to 45 days wait.

Finally on 05/29/11 I receive an email it states:

Hello Jack,

Thank you for contacting RushCard Member Services. We apologize for the delay in answering the email.

In response to your email, we have reviewed your account. We have noticed that there are notes left by our relevant department. I would request you to wait till 6/1/2011 for the refund to be posted on the account.

Rest assured that your convenience is being held at the highest regard and we are anxious to settle this matter to your satisfaction.

If you have any questions please do not hesitate to contact RushCard Member Services at [email protected] or 1-866-RUSHCARD (866-787-4227).

Nautami M
RushCard Customer Service
1-866-900-RUSH
[email protected]
=======

I wait until 06/02/11 giving until midnight 06/01 before I contact rushcard. I was advised they requested the credit but the merchant had not paid. Therefore, it could take 45 days before I receive my money.

The account is held by JP Morgan and Chase.
Expedited Service Mailing Address (for deposits only):
JPMorgan
Attn: UniRush 23074
131 S Dearborn - 6th Floor
Chicago, Illinois 60603

Chamber's Customer Focus Center

513.579.3111 or [email protected]

Chamber Office and Mailing Address

The Cincinnati USA Regional Chamber
441 Vine Street, Suite 300, Carew Tower
Cincinnati, Ohio 45202 USA
513.579.3100
fax: 513.579.3101

Filed with Cincinnati Chamber of Commerce
https://odr.bbb.org/odrweb/public/ComplaintSubmit.aspx

I will post a complaint against JPMorgan for having the rushcard account. I recommend every one els do so. Here is one way.
http://www.complaintnow.com/US-BANK-Complaints/complaint/business/Business_ID/display/148161

If JP get enough dissatisfied complaints perhaps they will let the agreement go or force better customer service since they are the account holder. or contact info.

http://www.jpmorgan.com/pages/jpmorgan/private_banking/contactus

Plus I am going to contact visa. It has their logo on it.
https://corporate.visa.com/utility/contactus.jsp

This last link is for me. Selfish
http://printablecouponsandcertficates.blogspot.com/
Tip113 May 3, 2011
Keeps your money for 33 to 93 days
RushCard is about RushCard not there customers, on April 27, 2009 I flew from Los Angeles to North Carolina for my baby girl 21 birthday she attends college there, while at alamo rent a car i was renting a car for the week and one of the new employees made the mistake and swipe my credit card twice for the exact same amount 297.00 dollars. I contacted RushCard immediately and told them what happen, the Rep from RushCard notice the two charges the manager from alamo spoke to the rep and told of the mistake, RushCard told him to fax a form in which alamo do not have. RuschCard stated after seeing the mistake that they can not refund me the money until May 30, 2009 that is 33 days after the fact that . Is there a law out there in which a credit card company can keep someones money? To anyone who reads this keep ur own money RushCard is a horrible card company.
[email protected] February 20, 2011
Poor Customer Service
Ive had my Rushcard for a couple of yrs but never used it until recently for direct deposits...tonight I go to make a payment with a finance company for $3200...declined...i call and my avail balance is more than my purchase...come to find out...Ive been depositing my $ onto a card that is not only going to charge me a fee each time I use it...but is going to limit how much I can spend a day. Talk about pissed! I call cust serv...and got even more pissed. They all say the same scripted thing & provide no solutions! I dont understand what they are even there for.I wont go into the broken English or this "convenience" fee they charge...and wont waive either! So i have to pay again...to complete my transaction...trust my last payroll went it!
deavanne January 21, 2011
Unethical Practices
I have been a customer of RushCard for almost 3 years. The reason for my complaint is that I've had numerous issues with the company not protecting me again unauthorized transactions that have occurred on my account. Each instance that I've had unauthorized transactions, I have had to do the "leg" work in getting the issues finally resolved. This latest occurrence of an unauthorized transaction was the straw that broke the camels back. I found out on 1/10/11 when attempting to use my card to make a purchase, that RushCard had blocked my Pre-Paid Debit Card, due to the fact that on old card that I had with their company (which was supposed to be closed in February 2010 due to the card expiring), was in fact still open & 2 unauthorized debits in the amount of $118.94 each were posted to the card, causing that old card to have a negative balance in the amount of $237.88. After much probing & numerous calls into RushCard customer service, I found out that the 2 transactions were from a Days Inn Motel location in southern CA that I had stayed at in Oct. 2009, & the Days Inn didn't submit the transaction settlement until 12/10/2010. After much back & forth calls between Days Inn & RushCard customer service, Days Inn has finally agreed to reimburse me those 2 amounts of $118.94, due to the fact of misconduct on behalf of a former employee of theirs. However, RushCard has still not unblocked my card so that I can have access to those funds, which is an amazement to me since the merchant has reimbursed the funds back to the card. RushCard Customer Care agents & supervisors keep telling me that they will have to send an email to their corporate office to see if my card can be unblocked, which they say it will take 1-2 business before I get a call-back response. That is unexceptible for me.
lcombs July 1, 2010
Poor Customer Service
The Rush Card authorized direct deposit without my appoval when I called to find out what happened they had no idea and couldn't give me any info. The customer service agent did not know anything that could help me.
Geri Boulding June 5, 2010
Change in direct deposit without my knowledge, approval or request to do so
I recently filled out an on-line application to receive a Rush Card which is a Debit Card. I also receive compensation montly from the Veterans Administration. Whenever I call VA to get information or make changes to the way my money is received, I have to give personal information which I did not make available to this Debit Card company.

On June 1, I called my bank to check to see if my deposit was made. It was not. I called VA and was informed by them that my direct deposit had been changed. I could not get info from them as to who changed it, when and where was it changed to.

Upon investigation, I found that my direct deposit had been changed to go to this Rush Debit Card, without my acknowledgement or approval. VA made the changes without advising me in writing or by phone, and they have address and phone number to reach me.

Further, how dare this Debit Card company take it on their own and change my direct deposit. This is very UNETHICAL business practice and I don't see how they were able to accomplish it. Like I said, I can't change anything with VA without supplying certain personal information. This direct deposit is supplied to me because of the death of my son who is a Veteran. You need his name, date of birth, date of death, branch of service, etc.

I am very disappointed in Rush Card to do such and unethical thing as changing my direct deposit without my request or knowledge. I'm not sure exactly where to go from here but I will be doing some investigating to find out how I can rectify this problem and also make it common knowledge so other's don't find themselves in this same predicament.

This is deceptive and unethical business practices. When someone is interested in receiving a debit card in order to function in our society and to be taken advantage of in this way is very unethical. How can a company change anything about your finances without your request, written or otherwise? I need to know what the law is regarding this matter.
Mad Custmer October 24, 2009
Service
Order new RuchCard, and when trying to activate card.<br />
Money was lost threw Money Graim. No refund was given total lost.<br />
Rush Card will be hearing from my lawyer.

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