I recently purchased a large TV from Sam's Club with Sams discover with an advertised 6 months no interest but was charged interest when statement came, I called costumer service and deborah the rep was very rude and suggested i pack the 55 in TV back to the store and have them redo the transaction mynearest Sams's club is 100 miles away, also tryied to make payment online and site was down for days called for assist and rep was rude buy time i was able to make payment it was a day late and i was charged 40 dollars. So by time all is said and done I was screwed out of 70 bucks. I have cancelled my sams account and wish to no longer do buisness with them.