To: Supervisor

With all due respect in this time of economic troubles and consumers trying to pay their bills there is no compassion from Target National Bank. There are times when my payment may not be paid until 1-3 days past the due date and it does not make a difference
to Target National Bank. If it is 1 minute past midnight on the day due and boom there is the late fee, also the percentage rate is way out of line. Instead of trying to work with the consumer you bleed us dry. As with many people in these times my pay is accounted for from payday to payday. Target National bank decreased my credit by half, fine. One day and it is coming you as employees may find yourselves in a situation where you have lost your job because your company only cares for the greed of money. There are many other websites that I can also voice my opinion about this matter. By reading other complaints from other card holders that is probably the route I will have to proceed. The day of greedy credit card companies is coming, because the comsumers are fed up. Why can't your credit card company give consumers a 5 day grace period and the due date? As it is said WHAT GOES AROUND COMES AROUND!