I have a mortgage modification company, and I have seen several clients either give up, or struggle for months to get a modification completed by Saxon. They do not care about their clients. They are only interested in benefiting themselves. They purposefully put you on hold and disconnect you, lose or misfile paperwork, misapply funds, give false information to the clients, to worry or falsely impression clients negatively, so that they give up, and outright lie to you! These programs are here to help, and if you as a qualified mortgage holder that does qualify, get help! Get a professional to help you, be it a reputable mortgage modification company, or a lawyer, but DO NOT GIVE UP! They cannot play this game indefinitely, and they will eventually have to answer to someone, so as long as you are still in the game, you can win. If you quit or give up, they won, and that is exactly what they want!

THIS MORTGAGE COMPANY (SAXON) ARE LIKE LOAN SHARKS THEY ARE ALL ABOUT COLLECTING THEIR MONEY YOU DON'T PAY WHEN THEY WANT YOU TO THEY TAKE AN ARM AND A LEG. I TRIED THREE TIMES TO GET A MODIFICATION DONE AND FAIL THREE TIMES. A PROFESSIONAL REALTOR TRIED TWICE AND FAIL TWICE TO GET IT DONE. WE CANNOT REFINANCE BECAUSE WE OWED MORE THAN IT'S WORTH. OUR INTREST RATE IS 9.425%.

In January of 2008 I signed my first Deed in Lue with Saxon Mortgage. And I continued to recieve collection calls. I called numerous times to find out what was taking so long and got the run around.

In March of 2009 then sent me another deed in lue to sign which I did and returned as requested. 2 weeks later I got another one, with a letter stating they never got the 2nd one.

AS of today, they are transfering my account to another company, and the Deed in Lue is still not completed! The court dropped the forecolure they tried to use.

I am Tammie E. Shelton, I am writing this letter in regards to a very serious problem I am having with my Mortgage company. Saxon Mortgage of Dallas, Texas holds the mortgage on my home located at 2834 Sidney Street, St. Louis, Mo. 63104. Three months ago I was contacted by Saxon Mortgage and told I could qualify for the HAMP PROGRAM. I was told by Saxon that I was going to be sent a application package. The first package arrived and I filled out the package and sent back the necessary documentation which included my 2007/2008 tax returns, pay check stubs. 3 months recent bank statements, a hardship letter, and a letter explaining that my property is not rental property and that I live on the property.
The first time Saxon called me they said I did not return a document named a 4506T. Saxon advised me to download the document off of the irs.gov website. When I was unable to access it I called Saxon back and they suggested I go to the local library to get help to get the form.. I called Saxon back and they sent me another package out I signed all the documents and sent the package back via UPS. I received a call from Saxon a few days later and again I was told that all of my documents were not there I requested a third package be sent to me. The third package arrived and I zeroxed each of the copies and sent back the 4506T's . I was told by Saxon that all other documents were accounted for and they did not need anything else. I sent by UPS the third package back on October 30, 2009. I also sent in my third payment of $580.00. Then on November the 4, 2009 I received a call from Saxon Mortgage in the morning and I spoke with a Mr. George Rodridquez who informed me that I did not return bank statements. Then, the second call I spoke to a lady named Teresa, then I spoke with a man I asked to speak with the supervisor, they transferred my call back to Mr Rodridquez who informed me he was a supervisor. I asked him why I was continueing to get the run around and why all of my documents are getting lost. On each page of each of my documents I put my name and loan number because I was told by Mr. Rodridquez that when the documents were logged in that is where they were getting lost. At first it was only the 4506 T then it was the tax returns and the property letter and bank statements. I AM ASKING that a investigation be launched to find out where my documents are and to see if Saxon Mortgage is doing something fradulent. I THINK THAT SAXON is trying to take my home. I have called the HAMP HOTLINE to report this issue and have not received any help from any one. I have had issues with Saxon before and have fought hard to keep my home I have done all things that Saxon has asked of me and to day I was told by Mr. Rodridquez that my loan would be revoked. Mr. Rodridquez was very unprofessional and I feel that he is trying to take my home by some fradulent means.
I would like to have investigation launched in regards to Saxon Mortgage. I do not want to lose my home and I intend to do all that I can to prevent this from happening.

NEED TO CONTACT UPPER MAGEMENT OF THIS COMPANY, I HAVE BEEN DENIDED A LOAN MODIFACTION AND I THAT THIS IS NOT FAIR, TO ME AND TO SAXON, I ALSO KNOW THAT THERE IS SOMEONE ELSE I CAN PLEAD TO. I JUST NEED TO FIND THEM