I have been trying to save my house for a year and saxon never receives any of my faxes. funny how we miss 3 payment we lose our home yet saxon can continue to say try again we did not receive your package over and over again. We the hard middle class people our constantly losing. Buy the time Saxon receives the packages they claim never to get my home will be auctioned to highest bid, after I have been making monthly payments for years until now that I lost my job for 2 months and got behind. Government must help.

A crooked broker fixed my in-laws refi loan docs to get them a loan they couldn't afford. They now face foreclosure! After months of research I've learned there is something foreclosure victims can do to fight back! MAKE THEM PRODUCE THE NOTE!! The legal doc that you file with the court is called:

"Request for production of document" and it can be printed from the following link. Copy and paste the link into your browser and there are several good videos by an attorney who explains the steps for this process. According to him, 80% of lenders do not have the note any longer as they get lost in the shuffle! You can fight back, don't let them take your home without calling their bluff first!! Good luck everyone!

A group of us are filing a class action lawsuit against them. There is no upfront fee-just a contingency fee when we win. Check the news to see that Countrywide was forced to reduce people's mortgage amounts and give them a decent rate. This is after Bank of America took them over. That is justice. We can only win if we start the fight. Don't let them take your home without a fight. Email your congressmen, senators, attorney general.

Please know that there are a good number of us who have filed. You are not alone. We can win.

We have been waiting 9 months for a Loan Modification from Saxon Mortgage but Saxon fails
to return our phone calls. Our loan is a subprime loan which has been increasing every 6 months
since 4/1/08 and we are unable to refinance as we owe more than our home is worth. Our only
option is to get a loan modification. We have been trying to contact Saxon Mortgage since 1/8/08
to get this Loan Modification done, but Saxon has FAILED TO RETURN OUR PHONE CALLS
or DO A LOAN MODIFICATION. It has been 9 months. On 12-30-07 Saxon Mortgage agreed
to look over our Sub-Prime Mortgage to do a Loan Modification to freeze our interest rates and
possibly lower our monthly payment by decreasing the interest rate. Saxon mailed the paperwork
for us to fill out regarding our income, banking info, bills, etc. We faxed this information back
on January 8, 2008. My wife and I telephoned Saxon about every other day for the status of this
loan modification. We did not receive a phone call back until March, 2008 wherein the case
worker, Sandra Vasquez advised us to NOT make the April and May, 2008 payments since we
were doing a loan modification and making a payment would "mess up" Saxon's numbers. Ms
Vasquez stated the 2 payments will go to the end of the loan and will NOT BE REPORTED ON
OUR CREDIT. She stated she will call us back in 2 weeks to provide the completed Loan
Modification. She never called back, nor did any other Saxon Representative. My wife or I
continued to Telephone & Email the Saxon Loss Mitigation section and continuously left
telephone messages, which went unanswered. In June 2008 we check our credit report and
Saxon DID REPORT the 2 payments that we were told to not make. We continued to call Saxon
Loss Migigation and they said they would expedite our message and make it top priority. We
NEVER received a call. On September 18, 2008 (8 MONTHS SINCE WE HAVE TRIED TO
OBTAIN A LOAN MODIFICATION) the Saxon representative LaKisha said that Saxon did
received our fax 8 months ago, but they could not read it. She asked to refax it - which I did do.
Saxon did lie about this as they were working on the loan modification in April 2008. I have left
messages EVERY OTHER DAY for the new case worker, Ronald Hanes at ext. 204768 - which
were not returned. TODAY, OCTOBER 4, 2008, SAXON MAILED US A LETTER STATING
THAT THEY CLOSED OUR CASE FOR A LOAN MODIFICATION DUE TO THEY COULD
NOT CONTACT US when we have been calling EVERY OTHER DAY for 9 months. My wife
is a stay at home mother and is home EVERY day and we also have caller ID - SAXON NEVER
CALLED. They have closed the case since they say THEY cannot get a hold of US!!!

Misappropriation of escrow funds by non-payment of taxes, causing my tax payment not only to be late but not paid until last possible day of the year. consequently resulting in the transfer to another bank and another, etc. etc.(six or seven total) Tried to trace papers to find out who to pay, but found nothing, nobody, including saxon representatives can not tell me who to pay. In my research, low and behold, saxon owns all of the companies that had passed the documentation along the way. so in a matter of three years they will own all of the equity regardless. So my challenge to saxon is reveal the secret entities in which i am to pay, and above and beyond this, an explanation as to how you plan on justifying any of this to anybody, especially me. thank you for your time and consideration, i am looking forward to hearing from someone that knows something in regards to this matter.