Sharing my stupidity and loss of over 3000 dollars using SBFC
Do Not allow yourself to be impressed and taken by their professional phone manner or willingness to support your request.
My foolishness cost me over 3000 dollars and in return I got an incomplete Business Proposal and application requesting a Canadian Government guaranteed loan. In fact you can apply for this type of loan from almost any Canadian bank.
Once my brain turned back on and I realized this program wasn't worth the money I had paid. It was already too late. They had my money and inreturn I had an incomplete document and then they refused to return my phone calls.

If you choose to use this organization. Word of advise.
a) ask for a writen scope of work. What are you getting for your money.
b) get a documented agreement between you and SBFC, ensure its signed by them

** My loss is your gain. I will probably never see my money or the properly completed work I had paid for.
GO SEE YOUR BANK FIRST ! ! IF YOU DONT KNOW HOW TO DO A BUSINESS PLAN. FIND A GRAD STUDENT WHO COULD USE THE CASH TO HELP YOU DEVELOP IT AND WRITE IT FOR YOU.