I had applied for SBI credit card & also get the same under life time free offer. Ever month i got some charge of insurance premium which i have never applied, i also a complain at local Surat office & helpline also. After six months they imposed late fee month on month on that charged. My outstanding is Rs 1493 however i have not activate the card. Everyone beware!

Regards,
Mudit Mittal
Surat.

Re: SBI Credit Card

I Mr Rajendra Suresh Dakhale residing at 63/3108 Vartak Nagar , Thane – 400 606. My Mobile No 98218 02 695. I am not at all satisfied with the services which is provided to me from SBI cards resulting that I would like to cancel my Credit Card with immediate effect.

I have paid Rs 17,768=62 ( Seventeen Thousand Seven hundred Sixty eight & Sixty two paise by Cheque only. I had issued a cheque from my Saving Account to SBI Card. Cheque is debited in my account on 21/07/2006 as per the Bank Statement from The Mahanagar Co-Op Bank Ltd. From August or September onwards I am getting calls from SBI Payment Services Pvt Ltd Delhi for the Payment They are asking me the payment of the amount which is paid by me in july only. After fighting with them for a month or more I am able to convince them about my case. Till that time every day I was getting calls from different executives. In December I got call from SBI Andheri that your payment is outstanding they are also asking for the payment which is paid by me in July 06. Worst part is that they came to my residence for the payment unfortunately I was in office but when I came to know that person from SBI came for payment I immediately called him & tell him the truth. Next day I went to Bank & collected Bank Statement as well as the certificate from the Bank mentioning that the 17768-62 is debited to my account on 21/07/06 and credit send through RBI Clearing to SBI Andheri Branch after two days Mr Mangesh from SBI andheri called me & told me that your cheque was in suspense account now it will get credited to your account. Today is February 23.2007 even 7 days before I have received the bill from SBI cards and asking to pay around 4000 to 5000 for the Interest or something. You tell me sir why I should pay the interest & what about the wastage of time & energy which I have spend to convince to sbi card’s useless people (They help me after 5 months ). So many times I ask for the senior persons no or name to explain my problem but he didn’t give me the no his mobile no is 9819921104.

In future I will not go for SBI Card neither I will suggest my friends & relatives reason is that I have got such horrible experience from you people.
http://www.complaintsboard.com/complaints/cic-triple-advantage-c13081.html

Even after paying money, SBI executives were after me like a. (I don’t want to write ). You tell me a single reason why customer like me should not launch a complaint against SBI to appropriate authorities. I spoke to Mr. Mangesh and asked that why sbi is again sending me the bill and asking for the interest or charges. He has only one answer Next month it will clear.

Now from Two months I am following up this case with Mr Rakesh (from SBI Payments Services – andheri ) but still I am getting the Bills from SBI .

Please clear this issue immediately otherwise I will have to go to appropriate authorities due to deficiency of Services against SBI. (At your Cost). Please treat this as request or warning or whatever but sort out my issue immediately.

Now have applied credit card to HSBC but they hv rejected my appl. Sir, Again I am requesting you to do something in my case.

Even Today I am following up this issue with Rakesh but no response.

Ranendra Dakhale
(Unsatisfied Customer )

Myself Krishan Kumar is one of the mentally harassed credit card holder's of SBI. I have been holding this card for around 6 months and this period of 6 months have been a torture for me. I have never ever used this card since i have been applied for the same just because of the negative feedback which i got from my friends. At the time of applying i have denied for all the extra facilities like insurance, easy bill etc...

Now i have been receiving continuous legal notices from the SBI department stating that Rs. 7733 is due upon me. They even call me up offering me a waver of around Rs. 3000. Now they are asking for Rs. 4000/- in order to settle this dispute. All these has harassed me a lot and is fed up of all this. The Ref. no. of the legal notice which i received is : QL/150/APR/07/2148. When asked they don't even have the details of why this much amount has been charged towards my credit card.

Being one of the largest banks in the work they are offering such a below standard service to their customers and threatening their customers of submitting a particular amount in order to settle it. But they question is "Why...?". Everyone earns their money by shear hard work and no one will pay a single penny for free.

Important Note: "Never ever in your life apply for a SBI credit card, no matter what all facilities they are providing".

Krishna Kumar.

Re: SBI Credit Card

I Mr Rajendra Suresh Dakhale residing at 63/3108 Vartak Nagar, Thane – 400 606. My Mobile No 98218 02 695. I am not at all satisfied with the services which is provided to me from SBI cards resulting that I would like to cancel my Credit Card with immediate effect.

I have paid Rs 17,768=62 ( Seventeen Thousand Seven hundred Sixty eight & Sixty two paise by Cheque only. I had issued a cheque from my Saving Account to SBI Card. Cheque is debited in my account on 21/07/2006 as per the Bank Statement from The Mahanagar Co-Op Bank Ltd. From August or September onwards I am getting calls from SBI Payment Services Pvt Ltd Delhi for the Payment They are asking me the payment of the amount which is paid by me in july only. after fighting with them for a month or more I am able to convince them about my case. Till that time every day I was getting calls from different executives. In December I got call from SBI Andheri that your payment is outstanding they are also asking for the payment which is paid by me in July 06. worst part is that they came to my residence for the payment unfortunately I was in office but when I came to know that person from SBI came for payment I immediately called him & tell him the truth. Next day I went to Bank & collected Bank Statement as well as the certificate from the Bank mentioning that the 17768-62 is debited to my account on 21/07/06 and credit send through RBI Clearing to SBI Andheri Branch after two days Mr Mangesh from SBI andheri called me & told me that your cheque was in suspense account now it will get credited to your account. Today is February 23.2007 even 7 days before I have received the bill from SBI cards and asking to pay around 4000 to 5000 for the Interest or something. You tell me sir why I should pay the interest & what about the wastage of time & energy which I have spend to convince to sbi card’s useless people ( They help me after 5 months ). So many times I ask for the senior persons no or name to explain my problem but he didn’t give me the no his mobile no is 9819921104.

In future I will not go for SBI Card neither I will suggest my friends & relatives reason is that I have got such horrible experience from you people.

Even after paying money, SBI executives were after me like a ( I don’t want to write ). You tell me a single reason why customer like me should not launch a complaint against SBI to appropriate authorities. I spoke to Mr Mangesh and asked that why sbi is again sending me the bill and asking for the interest or charges. He has only one answer Next month it will clear.

Now from Two months I am following up this case with Mr Rakesh ( from SBI Payments Services – andheri ) but still I am getting the Bills from SBI .

Please clear this issue immediately otherwise I will hav to go to appropriate authorities due to deficiency of Services against SBI. ( At your Cost ). Please treat this as request or warning or whatever but sort out my issue immediately.

Now have applied credit card to HSBC but they have rejected my appl. Sir, Again I am requesting you to do something in my case.

Even Today I am following up this issue with Rakesh but no response.

Ranendra Dakhale
(Unsatisfied Customer )

Note : Watchman Pravin & Kadam handling Customer Complaints at SBI Payment Services Pvt Ltd 28312744. They can not transfer the line & They don't have any executives or senior persons no. This is one of the Best Service from SBI.

I opted for Royal Sundaram's Hospital Cash Scheme through SBI Credit Card during 2005. SBI Card collected it as 12 installments. When the Royal Sundaram asked for continuation of the Scheme I agreed and an amount of 3665/- was included in the next months statement and I paid it promptly in the next payment in full without delay.

But to my surprise, in the next months statement, SBICARD has charged Rs. 1,122.00 as HO Cash Admin Fee without informing about such a cheat was utter despair and confusion regarding the payment of the amount shown the statement because:

1. SBI Card or Royal Sundaram have not informed me about this much huge administration fee. Later Royal Sundarm has told that they are not charging anything other than the premium amount of Rs. 3665.00

2. The Administration fees is very huge i.e., Rs.1,122.40/- for 3,665/- which is 31%. This much admin fee can not be justified for just passing the amount to Royal Sundaram.

Then I contacted the SBI CARD helpline and requested the person to cancel the admin fee or if not possible, cancel the card. He said to remit the rest of the amount excluding Rs. 1,122.40/-. When I checked with the help line on the next day, they said that my card has been cancelled and the admin fee can not be revoked. Hence I did not remit the bill amount.

I have not paid any further bills and not done any transactions on the cards.

CAN ANYBODY ADVISE ME WHAT TO DO ? What I have to do to solve this problem?