SBI Home Loan
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Category: Business & Finances
Contact Information 230 Mahashakti Nagar, Dewas Road, Ujjain, India
Phone number: 0734-2511214
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SBI Home Loan Reviews
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Dr Kaushik Bose
May 13, 2011
Harrasment
To The Cheif General manager,
SBI, Bhopal (MP)
Dear Sir
I'm a Govt employee applied for the SBI home loan on 10 th February 2011. I've deposited all the necessary/ mandatory document (i.e Income proof, ID proof, Property details etc ) to the SBI branch. The bank officers/ surveyor surveyed the property and give me an assurance to finalize the loan within a month.. But Sorry to say that the legal advisor (Lawyer )of the SBI now making nonsense argument and pending the loan for the last 2 months. Before him the SBI marketing team became helpless. The Lawyer previously did so many cases invalid that the SBI marketing team want to change him but can't so because of their job conditions. If the SBI CGM of Bhopal region kindly take necessary actions then this blot can be removed. The Lawyer (Mr Jitendra Jain)based in Ujjain city. I'm fed-up. The Cheif General manager, SBI, Bhopal (MP)please help me .
Best Regards
Dr Kaushik Bose, Ujjain(MP)
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heminbharucha
April 30, 2011
Fradulent change in interest rate
On 16 July 2009, My wife and I signed our home loan contract with terms of 8% for the first year and 9.5% for the next 2 years fixed. Then followed by a floating rate.
However in the statement I received last month, since 31 July 2010 my rate has been changed from 8% to 10% and continues to vary in the range of 10% (floating rate) going as high as 10.75%.
Repeated calls to our sales person who serviced our loan has not helped. Instead she keeps pushing us to various branches with nobody who can hadle our complaint. I am extremely disappointed by this unethical manner in which I have been cheated on the interest rate and the extremely poor service being met out to us. There is absolutely nobody we can approach who will solve our problem.
Hemin Bharucha
Mumbai
Loan account no. 30821309342
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October 23, 2007
Extra Transaction Charged
I'd taken a Home loan of rs 18.26 from SBI for a under construction Property. SBI paid rs 1,03000 to a builder as a part of the total payment. Ive opted for a PRE EMI strcutcture & Started paying RS 18741 as an EMI from day 1. Now after 5 months when ive paid ~93000 against Rs 1,43000(Rs 103000 Disbursed Amount & Rs 43900(Insurence Amount). I was shocked to Know that there is still a Rs 83000 pending on me, When i asked SBI regarding this Delta They said that there is another transaction of Rs 25338 happened few months back, However they are not able to give any detail/explanation for this Transaction.
So Now SBI is not only charging me for a wrong transaction but also a interest over this.
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