Recently I applied for Housing loan with SBI-RACPC, I seems they are never looking at the loan requirements and submitted documents,
After keeping my documents for more than a month, at the last moment after the valuation they simply say they cannot consider the pent house are area for loan processing.
The Chief Manager of SBI, Anna Salai branch asked me to meet other Charted Engineer for revaluation and spent thousand rupees more for that work from my packet. I understood from the discussion that he himself doesnot aware of much of the process for housing loan.
I suggest everyone never go to SBI for loan processing, its obvious the SBI RACPC employees never toward sactioning the loan as quickly as possible, sleepy SBI RACPC workers.