The idea is wonderful and the product is excellent in quality and content. But it seems the foundation of the organization may be struggling with proper/legal business practices. The Ripoff Report submitted 5/5/2009, all updates and rebuttals are true. The organization has failed to pay individuals as described in written contracts signed by both parties. The company website has published several statements that are known lies in regards to products and services. The organization has failed to produce the scholarships claimed to be given out monthly, the lies continue 'monthly'. Standby for further information before involving yourself with Scholarship Monthly, and pray that a legit organization takes over this idea.