Has anyone else had issues with Schwab visa switching payment amounts so the user incurs interest costs? I am meticulous about making my credit card payments in full each month so as to not incur any interest charges. On my last monthly statement for Schwab visa I scheduled my payment 2 weeks in advance of the due date and for the full amount. While revieiwing my checking account online I noticed an unknown auto debit. While checking further I found out it was from Schwab visa for the 1% minimum monthly payment. Sure enough when I checked my Schwab visa online it only posted the 1% minimum payment depsite I am 100% positive I input the full payment amount. Fortunately I caught this glitch with a few days to go until the due date so scheduled another payment for the full amount to avoid interest charges.
I am interested to know if anyone else has experienced something similar. I suspect but can't proof it that this is a way for Schwab to wack users with interest charges.