I signed up for a loan with a company named Payday Loans. I NEVER signed up for Secure Identity Services. I CAREFULLY read EVERTHING that was presented to me, and EVERYTHING I submitted. I PURPOSELY and CAREFULLY clicked NO THANKS to EVERYTHING offered to me. I only signed up for the Payday Loan. Secure Identity Service charged my account $31.85, which caused my banked account to overdraft. I am requesting a FULL REFUND. I DID NOT apply for, nor did I want, this Secure Identity Service. I need a FULL REFUND, and I need my bank (CHEVY CHASE) contacted to confirm the error in order for the overdraft funds to be submitted back into my account. My bank number is 301-987-2265 and my name is Sereno Bradshaw.