I have a small loan with Security Finance this payment is due once a month. However, they contact you anytime they feel free to to see when you would like to set up another payment. This was just paid last week and they are already calling.

When I told the girl that there would be another payment by the fist of the month she said would you like to make arrangements. I said I just told you that there would be another payment by the first week of the month and that there was just one made last Thursday... the payment is $90 and I always pay at least $100 to pay it off sooner. There is only like $300 owed on the account but still there is no need for them to call daily, multiply times.

They always leave rude messages or act as though you are going to jail for not sending a payment (even when you are not late. They have even called and pretended to be a law office or someone with the courts to get me to call back. They go as far as to say this and that they are from Bartow county (were I live) and leave a Gordon county phone number (where they are)kind of dumb I think.

The girls(I will not call them Lady's because they are anything but)are not very educated or trained very well for there position. I have worked in the office most of my work life and I don't know of any office much less a financial office that will let people act the way they do. I am not sure what qualifications that you have to have to be employed there. Obviously not a lot from the way that they act.

Anyways after I hung up on the girl today that was being very rude. The 'manager' called me back - after she was rude I hung up on her and didn't answer the phone back. Her message was 'I know that you didn't just hang up on my employee and I'm sure that we just got disconnected. But your account is now under legal review and I will just have you sued. So of course this makes me furious. I called her back and tell her yes I did just hang up on your employee and guess what I did the same to you. I told her to go ahead and sue...

From my understanding you have to be more than 30 days past due to be sued for something like this and they have to go thru more than that type of collection. Funny that the account isn't even 30 days past due. So how are they going to sue me?? If anyone knows let me know.