I just checked my bank statement and saw that an unauthorized transaction of $49.99 was decucted from my account. I started looking into it because the check number is NOT one from my checkbook. As I looked further into it, I came across this site which has a similar complaint in the same form as mine from the exact same company! I try to be very careful and do not authorize things online that make me uneasy. I, like the other review I read, was online looking for a way to build my credit with loans and such. I too remember doing a digital signature but never comleted the process so I assumed everything would be ok. Much to my suprise it wasn't! After reading the other complaint, I now know what steps I may need to take now. I can't believe there are people out there that would do things like this to make it harder than it already is for those of us trying to get on our feet!

I had an alert from my bank that a check was presented in the form of a paper check and I never write checks...I only authorize them from over the phone for my checking account-no paper checks. Anyways, the check said that it was made payable to: Select Platinum Credit 1-877-709-2811 for $49.99. It had my name, mailing address, email address and last four of my ssn. It also had a digitial signature from me. Previously I shopped around for a payday loan and decided not to take it. I remember signing a digital signature so that must be where they got it from b/c a digital signature is on the check. Also on the back it has pay to the order of First Bank of Delaware (alot of payday loan companies are from them under different names CashCall, ChecknGo, ThinkCash, etc). I think the company I applied with was www.mycashnow.com. I have done business with them also in the past so beware of payday loans anyways b/c of the sky high interest rates unless you can pay it right back!!! I'm going to call when I get a chance b/c the office should be opened now. I had to close my account and get a new one over the phone...that was painless, but they (my bank) will mail me an affidavit in 7 business days and I have to fill that out to see if I can get my money back. The company might give it back but I'm not counting on it. Something like this happened to my sister when she signed up for a trial over the phone and they went back in her account unauthorized about 3 more times so that's why i closed it!