my name is jimmy i had the same thing happen to me. I was surfing the payday loan site and couple days later i was charged the amount of 49.99 from my bank account. As a result of that i went overdraft because i only had $45.23 in my account. I wish there was a way i can file a complain and sue this people for this wrongful act. Can someone please give me an open advice and tell me what to do to sue or get this people's ass kicked.