I paid $58, 614 for 27 coins on August 17 by my check, at their inflated and never justified, price of $2, 170 per coin.  The local paper showed a price of about $1, 200 per 1 oz. gold coins at that time. Yes, I was careless as I certainly did not know anything about Aurum Advisors (AA) except they had an "A" rating, which I now understand was purchased by AA from the California Better Business Bureau of the Southwest.  The coin is an MS 61, which I've been told by a Spokane gold dealer is lower than "standard" value, which goes up to MS 63.  The packaging of the individual coins does NOT add to their value I've been verbally told by the local gold dealer.  The 27 coins I received, therefore, had a value of about $1, 200 each, as of mid August this year, so I got coins worth about $32, 400 for which I paid a total of $58, 614.  I was not willing to return the 27 coins, now worth about $1400 each, to AA who would probably only credit me with the mid August price of $1200, if they would credit me at all with the returned coins.   Clearly, I have no trust in AA and I would have to get cash, or have cleared their check before I would return coins.  I see no valid reason to return the packaged coins as I have been told by a local gold dealer, "COINS Plus", that the packaging does not add to the value of the coin.   I could not reach my AA contact, Mark Gregory, after at least 5 calls over the time of August 27 thru August 30.  I have confidence that I have dealt with an unscrupulous gold coin dealer: see "Åurum Advisors Legal Problems" on the WWW: several days ago where there were many entries on that website!!!