[email protected], Shirley Hughes Financial Services sent me a loan offer. I had an agreement for 17, 000 USD loan (I am in Ohio, United States). After signing a loan agreement, I was asked to forward a "transfer fee" prior to processing the loan. They asked for $350! I was not going to proceed at that point when they countered with a $250 transfer fee. I continued to request verification of the business and their loans, and over a couple of weeks thought I had enough information to continue the process. I wired by Western Union the amount of $250 to them. The next email said they needed an additional $400! At that point, I began requesting the refund of my $250. I have not heard any more from Shirley Financial Services.