I was hurt and had to take off work for almost 2 years off and on and cigna insurance has not paid me a dime while I was off. They were still taking payment for short long term disability insurance out of my check and the job was sending 0.00 checks. I lost the chance to buy my first house and had to move back in with my mother because I couldn't keep up the payments and thank god she was a coworker so she knew how sorry cigna was and she let me out the sale of the house with out any finacial responsibility.
Because I was attach to the job the unemployment office will not pay me for 1 of the year or maybe more I have to appeal.

Thank You and have a great day.