I Had Purchased A Vechile SKODA LAURA L&K AT From GRG Motors Coimbatore on 31st Dec 2006. Due to rain on 20th june 2007 I met with an accident because I Had A Maniac Like Truck driver coming straight on to me overtaking another vehicle due to which i had to go off road crashing on to a transformer and a wall which damaged my vechile more than 80%. The estimate to repair the car is 15 lakhs which is almost near to the vechile cost of 16.39 lakhs. The Claim to the insurance which is ICICI LOMBARD was been registered. The Service officials from SKODA AUTOS have told the vehicles cannot be repaired to be a drivers car and has certified it. But the problem is with ICICI Lombard. They are not willing to replace my vehicle or pay the INSURED IDV which is 16.39 lakhs. It has been known now that ICICI LOMBARD insurance is the worst insurance company when it comes to claims. They could ask for 60,000 Rs a year as insurance but when an accident takes place they are not willing to take up heavy damages. I Advice all of you ppl out there to go for better insurance companies that are customer satisfying rather than Companies like ICICI LOMBARD AND INSURANCE which tries to leech on the customers and bring them to the street.