I bought a computer from Coast 2 Coast was making payments appx (500.00)which was half the debit and then I lost my job. I tryed paying for as long as i could until i was out of money. I called in Jan, 2011 to pay off the debit and never got a call back. Now i am getting threating calls from Smith, Dean & Associates and now they are calling my friends and family.
Called my friend on 5/10 at 11:17am with David Auguta (Which is a fake name) and left a detailed message on her voice mail stating I have 3 felony charges pending they were going to have me arrested. (Which I have on voice mail)
Then they called my sister and Tracy Parker (another fake name) told her on 5/11 @ 10:30am all of my personal info and continued to tell her they would be issueing a feony class 3 charge and telling her that they are putting a warrant out for my arrest.
Then they called an old employer on 5/11 @11:30am and gave her they same info as above and this aquantince doesn't know my life but does now and told personal info she called me to tell me.
Under the FDCPA (Fair Debt Collection Practices Act), a third party collection agency CANNOT:
1) Threaten you with arrest over an unpaid debt. The collection of debts is a civil and NOT a criminal
matter!
2) Refuse to validate the debt they are calling about. No validation, no debt.
I look forward to hearing from you and thank you for your time in this matter.
Shannan Baiocchetti