I cannot believe I finally found this website I have been at war with these dirt bags for 6 months. I had an 813 Fico score and they have single handedly destroyed it without cause. After trying to get in touch with them for 3 months I finally talked to 7 supervisors and worked out a deal for something that they screwed up regarding my auto draft. I have to fax a paper? WHAT?? I might as well send a check via carrier pigeon! I gave them all the money they asked for. I was never late on a single payment for 4 years. They have yet to fulfill their end of the deal because my credit is still ruined. How can a single piece of sh*t company have all this power and no checks and balances. They make threatening phone calls even though the account is in good standing. I am now having trouble getting a place to live and I have a baby on the way and when you start messing with my family’s well being I get very upset. Please if anyone knows a physical address, post it ASAP. My friend and I would like to pay them a friendly visit to straighten things out. It will not be as easy to put me on hold for 34 minutes.