I had a worst experience using standard chartered credit cards.
Standard Chartered Credit Card Customer Care executives are the best in the world ( in irritating customers )
I have been using the card for the past 2 years and i made a payment on 7 instead of 6th.
The payment due was 450rs. But the bank charges and interest were 590 rs.
As i already mentioned about the Customer Care executives who were the worst i have ever sopken to
refused to revert the charges even though i had a clear payment history.

the best part is that i have made all that payments and cancled the card and i also got the confirmation from the bank.
but a month later one more statement came with a due of 69rs the so called trailing interest ...

Its better for SCB Credit Cards division to b_g in the streets instead of doing this