STAY AWAY FROM THIS GUY. HIS NAME IS BRUCE MEYERS AND ALTHOUGH HE IS A SMOOTH TALKER, HE FARMS ALL HIS WORK OUT TO SOMEBODY ELSE AND COLLECTS THE MONEY. HE'LL WANT CASH UPFRONT BEFORE HE DOES ANYTHING ELSE AND MAKES YOU SIGN YOUR LIFE AWAY. WANTS YOUR PAPERWORK NOTARIZED. BASICALLY ALL HE DOES IS WRITE FORM LETTERS AND CHARGES YOU UP THE YOU KNOW WHAT. IF YOU WANT TO JOIN HIS PROGRAM...BEWARE. AFTER A 6 MONTH PERIOD OF HOLDING THE CREDIT CARD COMPANIES AT BAY, HE'LL WANT MORE MONEY WHEN THE COLLECTION LETTERS START COMING IN. THIS GUY BROKE HIS OWN CONTRACT...I CAN PROVE IT AS I RECORDED ALL HIS CALLS AND SHOULD HE EVER COME AFTER ME...BRING IT ON BRUCE. THE KNIFE CUTS BOTH WAYS. I HAVE LEARNED WHAT HE DOES...ANYBODY CAN DO WITH THE RIGHT KNOWLEDGE. A LITTLE RESEARCH IS ALL IT TAKES.