This company somehow got my account information from a payday loan application and withdrew $99 from my checking account. I NEVER APPLIED for this card, I DO NOT WANT IT, and I have been unable to get a refund.

If anyone else has had success in getting their money back, please let me know I would greatly appreciate any advice.

This company should be criminally charged with fraud this is so outrageous.

Four weeks ago, I applied for a payday loan of $200. The idea was that I pay them monies toward this loan when I receive direct deposit. I opted to pay them the $200 and $60 interest in full on November 3.

The agreement stated that I needed to contact them that I wanted to pay this in full three days in advance so that they would not instantly re-instate the loan of $200 each month plus an additional fee.

I totally did everything by the book, e mailed and contacted by phone that the $260 was to be taken out on November 3. That I fulfilled my end of the agreement and they receive their $60 interest.

On November 4th, my bank account was overdrawn and in the negative. United took the money out as agreed on November 3. There were insufficient funds to cover the $260. And United added another $50 overdraft fee, . And another $30...

I immediately went to my bank. They told me that a company named StarterCreditDirect deducted $99.00 from my account saying that there was no signature required and I authorized them to do so.

I called them immediately when I got home from the bank demanding they re-imburse me for the $99.00 that caused me to bounce five checks at $35.00 each, United's charge of $50 late fee and another $30.

They claimed I gave them permission to take the $99.00 and it went on and on ... I was enraged!!! I told them to make good on this as I would go to the authorities, Massachusetts takes these crimes and scams seriously.

Right now, I am in the red with my bank, payday loan service, my own personal bills that are not going to be paid. My mortgage cannot be paid because I do not have the money to cover the note and will not be able to until I clear up this mess.

I am so beside myself!!! I applied for a payday loan and in good faith had the monies to cover their interest and this is what has happened.

BE CAREFUL OF PAYDAY LOANS. THEY ARE INTERTWINED WITH A NUMBER OF COMPANIES UNDER THE GUISE OF HELPING YOU. YOUR ACCOUNT WILL BE ATTACHED AT THEIR DISCRETION AND YOU HAVE NO RECOURSE!!!

Rosemary Procida
Raynham, MA 02767

99.00 was taken out of my bank account without my authorization, I did not ok this and they gave me a phone number that is not even in service and I want my 99.00 put back into my bank account, Please call me at 570-768-9673 or 570-522-0916 thank you very much, SARAH J.WATTS

THEY TOOK 99 DOLLERS OUT OF MY ACCOUNT WITH OUT BEING AUTHERIZED TO DO SO

have a debut of $99.00 on my bank account plus an insuffient funds for $25.00 for StarterCreditDirect. do not know what this is. do not know how they got all my information.